Switching to an electric car might seem expensive at first glance, but it doesn’t have to be. If you’re employed and your company offers a salary sacrifice scheme, there’s a smarter way to get behind the wheel of a new EV without the steep upfront cost. Keep reading to see how this arrangement can make electric driving easier and more affordable.
How Salary Sacrifice Schemes Work
A salary sacrifice scheme is an arrangement between you and your employer. You agree to give up part of your gross salary each month, and in return, you lease an electric vehicle. Because the payment is taken before tax is applied, you pay less in Income Tax and National Insurance, so more of your earnings stay in your pocket.
This approach helps employers too. It reduces their National Insurance contributions, which is why many are now offering the scheme as a staff benefit.
What Makes It So Cost-Effective?
The real savings come from the Benefit-in-Kind (BiK) tax rate, which is currently 3% for the 2025/26 tax year. Compared to petrol or diesel cars, which often attract higher BiK rates, electric vehicles are far more tax-friendly.
When you go through a provider like Ezoo, you get access to a wide range of electric cars both new and used. Their packages include insurance, road tax, servicing, and breakdown cover, all rolled into one fixed monthly cost. That means fewer bills to juggle, no surprise expenses, and much less hassle overall.
Who Can Benefit from These Schemes?
This isn’t just for big companies or senior staff. If you’re employed and pay tax through PAYE, you may be eligible. City commuters who want to save on fuel, families looking for a reliable and cost-effective way to drive electric, and business owners keen to offer meaningful perks to their team can all benefit.
It’s also great for employers who want to promote sustainable travel without increasing payroll costs. The scheme can boost staff satisfaction and help lower fleet emissions at the same time.
Why It’s Good for the Environment
Choosing an electric car over a petrol or diesel model means fewer emissions and cleaner air. But for many people, the upfront cost has always been the barrier. With a salary sacrifice scheme, that barrier is lowered and suddenly, the greener choice becomes the more affordable one too.
As more people join these schemes, it supports the shift towards cleaner transport across the UK, contributing to national goals of cutting emissions and improving urban air quality.
Make the Switch Without the Stress
An electric car salary sacrifice scheme isn’t just about getting a new vehicle. It’s about making smarter use of your income, cutting back on stress, and making a positive change for the planet.
If you’re ready to drive electric without the burden of big bills or complicated contracts, now’s a good time to explore your options. Speak to your employer and find out if a scheme like this could work for you.